Halal Retirement Calculator
See how a Sharīʿah-compliant retirement pot could grow from your current savings and monthly contributions — and roughly what income it might provide. Building wealth now is also how you leave your family secure later.
Your plan
Your projection
Saving for retirement the halal way
A workplace pension or 401(k) can be invested in Sharīʿah-compliant funds that screen out interest-based finance, alcohol, gambling and other prohibited sectors. Many providers now offer halal default funds or self-select options, and dedicated halal retirement platforms exist in the US and UK. The earlier and more consistently you contribute, the more compounding does the heavy lifting.
Three things that move the number most
Time (start early), your monthly contribution, and keeping fees low. Even a modest monthly amount grows substantially over decades — try changing the inputs to see. For where to invest, see best halal investment apps.
Retirement, zakat and inheritance
Your retirement savings are part of your wealth: accessible balances are generally zakatable, and the whole pot forms part of your estate to be divided by the fixed shares when the time comes. A growing pot is exactly what lets you "leave your heirs wealthy rather than poor" — so pair it with a Sharīʿah-compliant will.
Grow it, then pass it on correctly
Make sure the wealth you build reaches the right hands.