Zakat Calculator
Work out the 2.5% zakat due on your wealth — cash, gold, silver, investments, crypto and business assets — measured against the current nisab. Everything is calculated in your browser; nothing is sent or stored.
Your zakatable wealth
Your zakat
What is zakat?
Zakat is the third pillar of Islam — an obligatory annual charity of 2.5% on the qualifying wealth a Muslim has held for one lunar year (a ḥawl). It purifies wealth and redistributes it to eight categories of recipients named in the Qurʾān (Sūrat al-Tawba 9:60). It is not a tax on income; it is a levy on accumulated, productive wealth that sits above a minimum threshold called the nisab.
What counts as zakatable wealth?
- Cash — in hand, in the bank, and in savings.
- Gold & silver — by weight, valued at today’s price. (Scholars differ on everyday-worn jewellery; the cautious view includes it.)
- Investments — the zakatable portion of shares and funds, and crypto held as an asset.
- Business assets — cash and stock/inventory held for sale (not fixed assets like premises or equipment).
- Receivables — money lent out that you expect to recover.
Your home, car, personal belongings, and tools of your trade are not zakatable. Immediate debts you owe can be deducted.
What is nisab?
Nisab is the minimum wealth at which zakat becomes due: the value of 85g of gold or 595g of silver. Most scholars and charities recommend using the silver nisab when you hold mixed assets, because it is lower — meaning more of the well-off pay, and more reaches the poor. This calculator lets you choose either basis and shows both thresholds.
When is zakat due?
Zakat falls due once a full lunar year has passed over wealth that has stayed at or above the nisab. Many people fix a memorable date each year (for example, in Ramadan) and calculate their total wealth on that day. If your wealth dipped below nisab during the year but was above it at the start and end, the majority view is that zakat is still due.
Planning your wealth?
Once your zakat is paid, make sure what remains is distributed correctly when the time comes — calculate your heirs’ shares or draft a Sharīʿah-compliant will.